Highlight the current line in edit mode. So you know, if you are editing or not :)
:hi CursorLine cterm=none ctermbg=52
:au InsertEnter * set cul
:au InsertLeave * set nocul
Please notice:
The change back to black needs about a second or so.
The color 52 is only available when 256 colors are active (:set t_Co=256)
Instead of the current line, also the whole background can be used:
:au InsertEnter * hi Normal ctermbg=52
:au InsertLeave * hi Normal ctermbg=black